State of Hawai
The Island $avings Plan offers a wide range of resources, including access to local Retirement Plan Advisors who can provide one-on-one assistance in person, by phone or through a virtual meeting. Connect from wherever you are—all you need is a phone and internet-connected device (PC is preferred but screen sharing can be done on a mobile device).
empower.com/islandsavings →
Connect with a local Retirement Plan Advisor →
Island $avings Plan Overview Presentation →
Island $avings Plan Pre-Retirement Presentation →
Getting to Know Your Roth Options Presentation →
Market Volatility Presentation →
 
CVS
Working with your benefits plan sponsor, CVS Caremark provides convenient and flexible options for the prescription drugs you and your family may need. We are here to guide you through the open enrollment process, and to help you understand your plan so you can save time and money when your benefits plan starts.
CVS Caremark →
EUTF Active Employees Prescription Drug Plan →
EUTF Open Enrollment Flyer →
Generic Medications →
 
CVS
The Employees’ Retirement System of the State of Hawaiʻi is a qualified defined benefit public pension plan covered under Section 401(a) of the Internal Revenue Code. It provides retirement, disability, survivor and other benefits to all eligible full-time and part-time State and county employees in the State of Hawaiʻi as well as their beneficiaries.
Active Employees →
ERS Website Quick Guide →
ERS Resources →
 
CVS
The Hawaiʻi Employer-Union Health Benefits Trust Fund (EUTF) provides medical, chiropractic, prescription drug, dental, vision, and life insurance benefits to all eligible State of Hawaiʻi, City and County of Honolulu, County of Hawaiʻi, County of Maui and County of Kauaʻi employees and retirees.
EUTF →
EUTF 2024 Health and Wellness Calendar of Events – At a Glance →
2025 Retiree Highlights Guide →
Pre-Retirement Checklist →
Medicare Checklist →
EUTF Kaiser Rewards Flyer →
EUTF Kaiser 2024 Fit Rewards Flyer →
 
CVS
Celebrating 60 Years of Serving our Community
Since 1962, Hawaiʻi Dental Service (HDS) has improved oral health and preserved the healthy smiles of Hawaiʻi families. Today, as Hawaii's leading dental benefits provider, HDS serves more than a million residents in Hawaiʻi, Guam, and Saipan. We look forward to creating a stronger, resilient and healthier future so all of Hawaiʻi can live well, smile more.
Delta Dental HDS →
 
CVS
HMSA (Hawaiʻi Medical Service Association) is an independent licensee of the Blue Cross and Blue Shield Association, headquartered on Oʻahu with centers statewide to serve our members. HMSA is the most experienced health plan in the state, covering more than half of Hawaii’s population. As a recognized leader, we embrace our responsibility to strengthen the health and well-being of our community.
HMSA →
 
CVS
HI529 - Hawaii’s College Savings Program – is a smart, affordable way to save for a child’s future. With HI529 your savings grow free from federal taxes. As a parent, one of the greatest gifts you can give a child is a bright future and today, more than ever, that means providing a quality education. Learn more about the HI529 plan by visiting:
HI529 Home Page →
HI529 Brochure →
HI529 Payroll Deduction Flyer →
 
nbs
National Benefit Services, LLC or you may hear is referred to as NBS,  provides retirement and flexible benefit administration to over 20,000 employers nationwide and has grown to become a national name in third-party benefit administration. NBS has been collaborating with employers throughout the State of Hawaiʻi for over 20 years. Due to the strong relationships, we have developed in Hawaiʻi, we opened our Honolulu office in 2018 to better serve and support our local customers. We’re passionate about the services we provide and genuinely care about the people we serve. With a firm commitment to teamwork, collaboration, communication and support, our goal is to flawlessly deliver the benefits to benefit plans and make it simple and easy to use the benefits we administer.

Island Flex →
Island Flex Booklet – Plan Document →
Island Flex Sample Expenses →
SOH Orthodontia Reimbursement Guidelines 2024 →
What is DCAP? →
 
Securian Financial
Securian Financial is the life insurance carrier for EUTF.

 Life insurance can help protect your family when they need it most and help take away the financial worry at an already difficult time—when you and your income are no longer there. Your loved ones may benefit from life insurance to cover medical bills, funeral costs and estate management expenses. It can also be a critical resource in helping with your family’s ongoing expenses.
Plan Summary for Active Employees →
Lifestyle Benefits Flyer →
 
BlackRock
BlackRock is a global investment manager and fiduciary to our clients that is driven by a vision of a better retirement for all. We believe that individuals deserve financial security across their lifetime, and that retiring with dignity should be within reach for everyone. To make this vision a reality, we are building innovative solutions, and making them more accessible.
Who is BlackRock? →
What Are Index Funds? →
Total Return One Pager →
Total Return FAQ →
BlackRock US Bond Index Fund C1 →
BlackRock Total Return Bond Fund →
BlackRock US Large Cap Index →
BlackRock US Small Mid Cap Index →
BlackRock Non-US Equity Index →
Video State of Hawaiʻi →
 
CVS
For current investment insights, podcasts, and perspectives from our investment professionals, please visit:
Capital Ideas →
3Q-2024 EUPAC Fund Fact Sheet (R-6 Share) →
3Q-2024 AMCAP Fund Fact Sheet (R-6 Share) →
 
Hartford
Hartford Funds believes in human-centric investing, a philosophy supported by mutual fund and ETF offerings, investment insights, and insights from academics and experts. Excluding affiliated funds of funds, as of June 30, 2024, Hartford Funds’ investment advisory business had approximately $135.5 billion in discretionary and non-discretionary assets under management.    
Hartford Schroders Emerging Market Equity Fund SDR →
 
Empower Jennison Associates Invesco
Invesco Advisers, Inc. (an indirect, wholly owned subsidiary of Invesco Ltd) has been managing stable value assets since 1985 and is considered a market leader in this industry with more than $69.2 billion in stable value assets under management (as of March 31, 2024). The Invesco Stable Value team has been partnering with Jennison Associates and the Island $avings Plan since mid-2005 to assist in managing the Island $avings Plan Hawaiʻi Stable Value Fund.
Hawaiʻi Stable Value Fund Fact Sheet →
Invesco Stable Value Fund Video →
 
MFS
In 1924, MFS© launched the first U.S. open-end mutual fund, opening the door to the markets for millions of everyday investors. Today, as a full-service global investment manager serving financial advisors, intermediaries and institutional clients, MFS still serves a single purpose: to create long-term value for clients by allocating capital responsibly. We believe sustainability is an integral element of this purpose, which takes an approach built on collective expertise, risk management and long-term discipline.
MFS →
Creating Value Responsibly: MFS One-Page Overview Flyer →
 
Jennison Associates
NYLIM Capabilities Brochure →
NYLI Winslow Large Cap Growth Fund →
 
State Street
State Street – Intro to Investing in Real Assets →
Real Asset Fund Fact Sheet →
Real Asset Fund Video →
 
Vangaurd
Vanguard is different from other asset management firms. We’re different by design—from our structure to our strategy. Vanguard set out in 1975 under a radical ownership structure that remains unique in the asset management industry. Our company is owned by its member funds, which in turn are owned by fund shareholders. With no outside owners to satisfy, we focus squarely on meeting the investment needs of our clients.
Vanguard →
What sets us apart from other asset management firms →
Vanguard Target Date Investments Brochure →
 
William Blair
William Blair Investment Management is an active investment manager offering a disciplined, analytical research process across a wide range of strategies, including U.S. equity, non-U.S. equity, and emerging markets debt. The William Blair Small-Mid Cap Growth Separate Account is managed exclusively for the State of Hawaiʻi Deferred Compensation Plan. The Separate Account is managed in a similar fashion to other accounts with the William Blair Small-Mid Cap Growth strategy.
William Blair →
William Blair Small-Mid Cap Growth Fact Sheet  →
 
Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc., Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser Empower Advisory Group, LLC. This material is for informational purposes only and is not intended to provide investment, legal, or tax recommendations or advice.

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